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    1.Genesis Program
     Offers home buyers free grant money to purchase a home.
    www.thegenesisprogram.org
    2.Housing Action Resource Trust
     Assisting homeowners and first time home buyers with gift funds to cover initial home purchase expenses.
    www.hartprogram.com
    3.Cornerstone Ministeries
     A non-profit organization that provides down payment assistance gifts of up to three percent of the sales price for FHA home buyers.
    www.cornerstonegrant.org
    4.American Home Partners
     Sweat equity homeownership program which provides construction planning and oversight to owner-builders allowing for increased equity and lower mortgage debt at construction completion.
    www.americanhomepartners.net
    5.City of Livermore Down Payment Assistance Program Guidelines
     A short PDF-format document. Explains who qualifies and how the assistance must be used.
    www.ci.livermore.ca.us
    6.Homebuyer Funds - National Homeownership Funds Online Clearinghouse
     An extensive, locally searchable database of grants, loans, and special housing funds offered by government agencies, non-profits, financial institutions, and other organizations for home purchases and repairs.
    www.homebuyerfunds.com
    7.Responsible Home Ownership, Inc.
     Offers a down payment assistance program for qualifying buyers and eligible homes.
    www.responsiblehome.com
    8.City of Columbus (Ohio) Downpayment Assistance
     Program eligibility requirements and a list of participating lenders.
    hcs.td.ci.columbus.oh.us
    9.Austin Housing Finance Corporation- First-Time Homebuyer Down Payment Assistance Program
     Full details of eligibility and other program requirements. Austin, Texas.
    www.ci.austin.tx.us
    10.CalHFA-Homeownership Programs
     Includes several targeted programs to help with the purchase of new or pre-existing homes. State of California, USA.
    www.calhfa.ca.gov
    11.Boulder County/Longmont Down Payment Assistance Program
     Information regarding the Boulder County and City of Longmont's downpayment assistance program, procedure information and application documents. Colorado, USA.
    www.ci.longmont.co.us
    12.Home Buyer Gift Charity, Inc.
     A public nonprofit charity designed to provide downpayment gift funds to homebuyers.
    www.homebuyergiftcharity.org
    13.The Nehemiah Program
     A privately funded down payment assistance program.
    www.getdownpayment.com
    14.Esther Foundation
     Nonprofit charity features homeownership grants, charitable giving programs, and charitable partners.
    www.esther.ws
    15.The Center of Resources for Economic Education and Development, Inc. (CREED)
     Nonprofit corporation offers down payment assistance programs to people who need help with a home purchase.
    www.creedinc.org
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